M Life Rewards Program at MGM: The Complete Online Guide

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Matt Tenby
Matt has been a writer for American Betting Experts since 2019. He loves to watch, bet on and write about soccer but is also a huge NBA and NFL fan.

Everything you need to know about the M Life Rewards Program at MGM and how to earn M Life rewards at the online sportsbooks and casinos.

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The M Life Rewards Program at BetMGM is the casino and sportsbook rewards program that you can earn points towards by playing at many of MGM’s properties.

The M Life Rewards Program is not limited to gambling. The points that you earn can contribute toward hotels, restaurants, entertainment and more.

With a focus on the online gaming world, we will tell you everything you need to know about MGM’s M Life Rewards Program and how to earn points along the way.

What are the MLife tiers?

Before we delve into how you can earn M Life rewards for yourself, it’s important to be aware of the five MLife tiers. The BetMGM tier system is simple – the more credits you earn, the higher your tier status, the better the perks. The tier credits earned in a tier status-earning year define your elite status level.

Sapphire MLife tier

Sapphire is the base MLife tier and you will fall into this category if you have earned 0-24,999 tier credits in a tier status-earning year.

In addition to personalized offers and room discounts, there are benefits for online casino and sportsbook players. Sapphire tier members can earn iReward Points (iRPs redeemable for express comps, cash and bonuses when making online casino wagers and placing online and on-property sports wagers.

The iRPs earned from online play are redeemable at all M Life Rewards destinations.

Pearl MLife tier

Once you have earned 25,000 tier credits, you will qualify as a Pearl MLife tier member. As a Pearl MLife member, enjoy all of the perks of Sapphire membership plus a 10% bonus when earning iRPs playing online casino and making online and on-property sports bets.

As a Pearl member you will even be entitled to free parking and dedicated buffet lines if you are ever visiting a land-based MGM property.

If you are a member of the active military, National Guard, Reserves or a Veteran, you can receive a special military players card that automatically upgrades you to Pearl status regardless of whether you have played or spent any money at any properties.

Gold MLife tier

Gold is where you really start to earn some great benefits at MGM. Earn 75,000 tier credits and you will become a Gold member, giving you all of the benefits associated with previous tiers plus a 20% bonus when earning iRPs playing online casino and making online and on-property sports bets.

You will also be eligible for priority hotel check-in line at the front desk, complimentary valet parking, fine dining priority reservations and more at MGM’s land-based destinations.

Platinum MLife tier

As a Platinum MGM member, get all the benefits of Gold membership enhanced with 30% bonus when earning iRPs playing online casino and making online and on-property sports bets. You will qualify for this after earning 200,000 tier credits in a tier status-earning year.

You will also be entitled to priority access for valet and taxi service, 15% off at participating retail stores and even an annual complimentary cruise!

Noir MLife tier

This is the cream of the crop and can only be achieved through special invitation. Nobody really knows what you have to do to get invited, but you would assume it involves gambling lots, visiting lots of MGM’s casino and sportsbook properties and spending lots of money there.

Once again, you are entitled to all of the benefits from the previous tiers. In addition, you will get. a 40% bonus when earning iRPs playing online casino and making online and on-property sports bets.

Guaranteed hotel and restaurant reservations, complimentary limousine services to and from the airport, free hotel stays and VIP lounge check-in are just some of the incredible benefits you will be able to take advantage of if you ever make it to the top of MGM’s M Life Rewards Program.

mgm mlife tiers

How do I earn iRPs and M Life tier credits?

As an online casino or sportsbook customer at BetMGM, you will earn iReward Points (iRPs) based on gameplay and wagers staked. These reward points will contribute to your overall M Life tier level.

How do I earn iRPs/tier credits on sports?

Sports wagers will award iRPs and Tier Credits earnings based on the odds selection, type of bet and wager amount.

A $50 straight bet (odds -110) will earn you 9 iRPs/tier credits. A $25 parlay bet (odds +300) will earn you 12.5 iRPs/tier credits.

how do I earn MGM iRPs

How do I earn iRPs/tier credits on casino?

At the BetMGM online casino, you can also earn iRPs/tier credits towards your overall M Life Rewards ranking. Here is the online casino breakdown:

  • Wager $6 on regular slots games to earn 1 iRP/tier credit
  • Wager $12 on progressive jackpot slots to earn 1 iRP/tier credit
  • Wager $25 on Baccarat, Blackjack, Craps or Roulette to earn 1 iRP/tier credit
  • Wager $30 on video poker to earn 1 iRP/tier credit
mgm casino iRPs

How do I earn iRPs/tier credits on poker?

You’ll earn 4.20 iRPs and 4.20 tier credits each time you either enter a $1 fee MGM online poker tournament or $1 rake cash games.

mgm poker tier credits

Earn M Life Rewards Today

$25 Free + $1000 Deposit Match at BetMGM Casino

Join BetMGM and get $25 Free Play + Deposit Match of up to $1000.

Terms and conditions apply

Biggest casino brand in US
NJ, WV, PA, MI
$25 on the house before depositing

Terms and conditions apply

Get $600 Free at BetMGM

Join BetMGM and get a Risk Free Bet of up to $600.

Terms and conditions apply

Biggest casino brand in US
NJ, CO, IN, WV, TN, PA, IA, MI
$600 Risk Free Bet

Terms and conditions apply

How do I earn M Life tier credits at the casino?

If you are not just limited to online casino and sports betting and you visit the MGM retail sportsbooks and casinos in your spare time, then here is what you need to know.

As a customer, you can earn points when you spend on hotel rooms, dining, entertainment, spa, slots and table games at any MGM owned casino property.

  • For hotel, dining, entertainment and spa you’ll earn 25 tier credits for every $1 spent
  • For slot machines, you’ll earn 10 tier credits for every base point earned (base point is earned for each $3 coin in on slots)
  • For video poker, you’ll earn 10 tier credits for every base point earned (base point is earned for each $10 coin in on VP)
  • For play on table games, base credits are determined by average wager and time played

Base points mentioned above are what you must earn in order to earn tier points by playing at the casino. Any base points earned are matched by a multiplier in tier credits and used to determine your rewards.

For every $3 you wager on slots, you will earn 1 base point (10 tier credits) and for every $10 wagered on video poker and speciality games you’ll earn 1 base point equal to 10 tier credits. For table games, it is not set in stone what base points you earn but it is predicted that you will earn approximately 300 base points per hour at blackjack with a $25 bet.

How to sign into M Life Rewards

To sign in and view your M Life Rewards, points accumulated and benefits available to you as an MGM customer, just visit the MGM Resorts sign-in page by clicking here and enter your account details.

This is the platform where any special rewards, announcements and tier updates will be made available to you.

M Life Rewards phone number

If you are ever having trouble with your M Life Rewards program, whether that be issues with your account or any questions you may have, MGM encourage you to get in touch via the M Life Rewards phone number.

Contact M life Rewards Member Services at 866.761.7111 for further assistance.

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