MGM Rewards Loyalty Program (Formerly M Life Rewards): 2023 Guide

Everything you need to know about the MGM Rewards Loyalty Program. Especially, how to earn rewards at MGM’s online sportsbook and casino.

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The MGM Rewards Program at BetMGM (M Life) is a longstanding casino and sportsbook rewards program. Simply, you can earn points towards bonuses and perks by playing at many of MGM’s properties.

However, M Life has changed its name slightly. Now, points and perks can be claimed via the new and improved MGM Rewards loyalty program.

The MGM Rewards Program is not limited to gambling. The points that you earn can contribute toward hotels, restaurants, entertainment and more.

With a focus on the online gaming world, we will tell you everything you need to know about the MGM Rewards Program. In addition, we’ll explain exactly how you can earn points along the way.

What are the MGM Rewards Tiers?

Before we delve into how you can earn rewards for yourself, you should know about the five MGM Rewards tier status levels (formerly MLife tiers). The BetMGM tier system is simple – the more credits you earn, the higher your tier status, the better the perks. The tier credits earned in a tier status-earning year define your elite status level.

Here are the MGM Rewards tier levels:

MGM Rewards TierCredits Required
Sapphire0-19,999
Pearl20,000-74,999
Gold75,000-199,999
Platinum200,000+
NOIRInvitation Only
How to Get StartedCLICK HERE!

The Previous MLife Rewards Tiers

mgm mlife tiers

The New, Revamped MGM Rewards Program Tiers

MGM Rewards Tiers

Sapphire Tier

Sapphire is the base MGM Rewards tier and you enter this category if you have earned 0-19,999 tier credits in a tier status-earning year.

In addition to personalized offers and room discounts, there are benefits for online casino and sportsbook players. Sapphire tier members can earn iReward Points (iRPs) redeemable for express comps, cash as well as bonuses. Sapphire members earn iRPs when making online casino wagers and placing online and on-property sports wagers.

The iRPs earned from online play are redeemable at all MGM Rewards destinations.

Pearl Tier

Once you have earned 20,000 tier credits, you will qualify as a Pearl MGM Rewards tier member. As a Pearl MLife member, you first enjoy all of the perks of Sapphire membership. THEN, you get a 10% bonus when earning iRPs playing online casino and making online and on-property sports bets.

Pearl Members even get free parking and dedicated buffet lines if you visit a land-based MGM property.

If you are a member of the active military, National Guard, Reserves or a Veteran, you can receive a special military players card. This automatically upgrades you to Pearl status regardless of whether you have played or spent any money at any properties.

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Gold Tier

Gold is where you really start to earn some great benefits at MGM. Earn 75,000 tier credits and you will become a Gold member. This gives you all of the benefits associated with previous tiers. PLUS a 20% bonus when earning iRPs playing online casino and making online and on-property sports bets.

You will also be eligible for priority hotel check-in line at the front desk. You also get complimentary valet parking, fine dining priority reservations and more at MGM’s land-based destinations. MGM will even throw in a $100 dining experience to celebrate your entry to Gold tier status.

Platinum Tier

As a Platinum MGM member, get all the benefits of Gold membership enhanced with 30% bonus when earning iRPs playing online casino and making online and on-property sports bets. You will qualify for this after earning 200,000 tier credits in a tier status-earning year.

You will also be entitled to priority access for valet and taxi service and 15% off at participating retail stores. Even an annual complimentary cruise!

And who’s going to turn down yet another celebration dining experience for becoming Platinum? This time, it’s a $200 experience.

Noir Tier

This is the cream of the crop and can only be achieved through special invitation. Nobody really knows what you have to do to get invited. But, you would assume it involves gambling lots, visiting lots of MGM’s casino and sportsbook properties and spending lots of money there.

Once again, you are entitled to all of the benefits from the previous tiers. In addition, you will get a 40% bonus when earning iRPs playing online casino and making online and on-property sports bets.

Guaranteed hotel and restaurant reservations, complimentary limousine services to and from the airport, free hotel stays and VIP lounge check-in are just some of the incredible benefits you will be able to take advantage of if you ever make it to the top of MGM’s M Life Rewards Program.

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The M Life Rewards tiers are more complex than that of the Wynn Rewards Program, but the benefits are arguably better for the more casual gamblers among us.

How Do I Earn iRPs and M Life Tier Credits?

As an online casino or sportsbook customer at BetMGM, you will earn iReward Points (iRPs). This will be based on gameplay and wagers staked. These reward points will contribute to your overall M Life tier level, now known as the MGM Rewards tier level.

How do I earn iRPs/tier credits on sports?

Sports wagers will award iRPs and Tier Credits earnings based on the odds selection, type of bet and wager amount.

A $50 straight bet (odds -110) will earn you 9 iRPs/tier credits. A $25 parlay bet (odds +300) will earn you 12.5 iRPs/tier credits.

how do I earn MGM iRPs

How do I earn iRPs/tier credits on casino?

At the BetMGM online casino, you can also earn iRPs/tier credits towards your overall M Life Rewards ranking. Here is the online casino breakdown:

  • Wager $6 on regular slots games to earn 1 iRP/tier credit
  • Bet $12 on progressive jackpot slots to earn 1 iRP/tier credit
  • Gamble $25 on Baccarat, Blackjack, Craps or Roulette to earn 1 iRP/tier credit
  • Wager $30 on video poker to earn 1 iRP/tier credit
mgm casino iRPs

How do I earn iRPs/tier credits on poker?

You’ll earn 4.20 iRPs and 4.20 tier credits each time you either enter a $1 fee MGM online poker tournament or $1 rake cash games.

poker tier credits

Earn MGM Rewards Today

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How Do I Earn MGM Rewards Tier Credits at the Casino?

If you are not just limited to online casino and sports betting and you visit the MGM retail sportsbooks and casinos in your spare time, then here is what you need to know.

As a customer, you can earn points when you spend on hotel rooms, dining, entertainment, spa, slots and table games at any MGM owned casino property.

  • For hotel, dining, entertainment and spa you’ll earn 4 tier credits for every $1 spent
  • For slot machines, you’ll earn 10 tier credits for every base point earned (base point is earned for each $3 coin in on slots)
  • For video poker, you’ll earn 10 tier credits for every base point earned (base point is earned for each $10 coin in on VP)
  • For play on table games, base credits are determined by average wager and time played

Base points mentioned above are what you must earn in order to earn tier points by playing at the casino. Any base points earned are matched by a multiplier in tier credits and used to determine your rewards.

For every $3 you wager on slots, you will earn 1 base point (10 tier credits). For every $10 wagered on video poker and speciality games you’ll earn 1 base point equal to 10 tier credits. When it comes to table games, it is not set in stone what base points you earn. However, it is predicted that you will earn approximately 300 base points per hour at blackjack with a $25 bet.

How to Sign into MGM Rewards

To sign in and view your M Life Rewards, points accumulated and benefits available to you as an MGM customer, just visit the MGM Resorts sign-in page by clicking here. Enter your account details and get started.

This is the platform where any special rewards, announcements and tier updates will be made available to you.

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Now, It’s ‘MGM Rewards’

All of the information provided about MGM’s Rewards Program so far is still accurate. However, the program’s name has changed. It is now called ‘MGM Rewards’.

The Rewards Program is not limited to online gaming. As an MGM Rewards member, there are four categories of rewards that you can earn in addition to tier credits.

Here is insight into the MGM Rewards portal and the platform within which you can view your balances:

How to See My MGM Rewards Balances

Ok, so let’s dive into the four categories of rewards, as displayed above.

MGM Rewards Points

In addition to earning points as a result of online casino play, you will also earn 1 point for every $1 you spend on dining and hotel services at MGM Resorts.

Each MGM Rewards point equals 1 cent. You can redeem your points on hotel stay, food and drinks, entertainment, or to buy MGM Rewards Moments.

In Vegas alone, there are so many MGM Resorts locations where you can build up your MGM Rewards Points:

  • Aria
  • Bellagio
  • Delano Las Vegas
  • Excalibur
  • Luxor
  • Mandalay Bay
  • MGM Grand
  • Mirage
  • New York-New York
  • NoMad Las Vegas
  • Park MGM
  • The Cosmopolitan of Las Vegas
  • The Signature at MGM Grand
  • Vdara at Aria
Bellagio Las Vegas

Slot Dollars

Formerly POINTPlay, Slot Dollars are earned by playing slots, video lottery and video poker games. You can then redeem your Slot Dollars for FREEPLAY at certain machines.

Holiday Gift Points

Who wants some merch? This is what your Holiday Gift Points will get you. You can redeem your points for merchandise at MGM Holiday Gift Shoppe. The only condition is that points must be redeemed in-person.

FREEPLAY at BetMGM

FREEPLAY is virtual cash. You can use FREEPLAY to fund gameplay on slot games and video lottery machines.

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What is MGM Moments?

MGM Moments, part of the MGM Rewards Program, are experiences that you can purchase as an MGM Rewards (formerly M Life Rewards) member.

There are so many awesome rewards that you can claim. From swimming with sharks at Mandalay Bay, to choosing which song is played at the Bellagio fountains.

MGM Rewards Partners

Here is the complete list of companies that are partnered with the MGM Rewards Loyalty Program. The first three, in bold, will be expanded on below.

PartnerAssociated Benefits
World of HyattEarn points and tier credits (more below).
Royal CaribbeanEarn points and tier credits (more below).
Celebrity Cruise LineEarn points and tier credits (more below).
Southwest AirlinesIf you are also a Southwest Rapid Rewards member, you’ll get 600 Rapid Rewards points for every qualifying Vegas stay.
Cashman PhotoDiscounts at all Cashman Photo Enterprise locations at MGM Resort properties in Vegas.
Cirque du SoleilUp to 25% off ticket prices and access to preferred seating.
AvisUp to 30% off car rentals.
Thunder Valley Casino ResortDiscounts and offers at Thunder Valley Casino Resort in California.

World of Hyatt & MGM Rewards Status Match

You can earn points and tier credits when staying at Hyatt properties if you are a member of both the MGM Rewards Loyalty Program and World of Hyatt.

You can also status match between both rewards programs:

  • For every dollar spent at Hyatt hotels, earn 4 tier credits at M Life/MGM Rewards
  • For every dollar spent at MGM Resorts properties, earn World of Hyatt points

Royal Caribbean, Celebrity Cruise Line & MGM Rewards

You can also status match if you are a Royal Caribbean Crown Member, Anchor Society Member or Celebrity Captain’s Club Member.

The status match with MGM Rewards tier levels can be done by visiting an MGM Rewards desk. However, these status matches cannot be done online or on the phone.

Royal Caribbean Status Match

M Life Rewards Phone Number

If you are ever having trouble with your M Life Rewards program, whether that be issues with your account or any questions you may have, MGM encourage you to get in touch via the M Life Rewards phone number.

It doesn’t matter if you are playing at BetMGM New York, or BetMGM Tennessee. Customer service is the same regardless of state.

Contact M life Rewards Member Services at 866.761.7111 for further assistance.

M Life/MGM Rewards FAQ

Do MGM Rewards points expire?

Yes, MGM Rewards points expire after 6 months for Sapphire members if there is no activity. For Pearl, Gold, Platinum and NOIR members, MGM points will not expire unless they regress to Sapphire tier status.

What are 10,000 MGM Rewards points worth?

10,000 MGM Rewards points are worth $100, as each point is worth one cent. You can redeem your points for dining experiences, hotels as well as entertainment.

Can you earn M Life Rewards points online?

Yes, you can earn MGM Rewards points online. To do so, you must either play online casino games at BetMGM Casino, or place sports wagers via the BetMGM Sportsbook app. Other online casinos owned by MGM, such as Borgata Casino, also enable you to collect reward points.

Looking for Even More Rewards?

If you are a DraftKings user, you will be able to climb the DraftKings Dynasty Rewards tiers fairly quickly. Similar, the Caesars Rewards Program is a great method of building loyalty and prizes for online sports betting and casino activity.

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